When you’ve been scrolling through marketing photos of a property and you finally set foot in it at an inspection, it can be easy to get swept up in the moment. Home stylists can be very clever at making you fall in love with a property. It’s their job to help you imagine yourself living […]
Questions to ask during an inspection Read More »
New year, new home? If next year is the year you plan to get into the property market, there are a few things you can do to help you reach your home ownership goals. Here are five things to consider to make your property search. Understand your borrowing capacity The amount of money you can
2023 Property Goals Read More »
Stamp duty, also referred to as ‘transfer duty’, is revenue levied by states on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for, in addition to your loan deposit. The amount of stamp duty you are required to pay differs in each state, however there
Am I financially fit to be a guarantor? The first thing you should be certain of is whether you are in a financial position to pay off the loan if the borrower finds that they can no longer do so. There can be many disruptions to an income, such as loss of employment or a
Thinking of being a guarantor? Ask these three questions first Read More »
Knowing what a property is worth is central to avoiding paying too much for it. It’s about doing your homework, knowing what you want, knowing the market and making sensible offers. Set a benchmark Comparing nearby properties that have sold recently is the best way to assess an acceptable price for the property you are
How to avoid paying too much for a home Read More »
Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Deciding between an offset account and a redraw facility on your home loan largely depends on how accessible you need your extra
How redraw facilities and offset accounts can save you money Read More »
Before you take the leap into a holiday-home investment, it is essential that you consider all angles. This means taking your heart out of the equation and giving thought to rental returns – which means location really is king. When deciding whether or not to buy a holiday house or unit as an investment, you
Investing in a holiday house? Location is everything Read More »
Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be involved in your home-buying process and how you can use this valuable knowledge base to answer your questions. Real estate agent
Who are the different parties involved in purchasing property? Read More »
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