What Labor’s win means for aspiring home owners
The Labor party pulled off a landslide victory in the recent federal election. So, what does this mean from a housing perspective? If you’re an aspiring homeowner, here are the key campaign promises that may impact your buying plans. Keep in mind the measures will now need approval from the new Parliament, so be sure […]
5 Trends to watch if you want to buy in 2025
Thinking about buying a home in 2025? The property market is evolving, bringing both opportunities and challenges for buyers. Whether you’re saving for your first home, upgrading, or investing, staying informed about the latest trends can help you make confident and informed decisions. Here are five key trends to keep an eye on in 2025: […]
What’s a guarantor loan and how does it work?
Buying your first home is an unforgettable experience. There’s nothing like the thrill of hearing that settlement has gone smoothly and that you own your very own home. If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line and into your first […]
5 ideas to boost your property value
There are many reasons to consider renovating, from making your property more liveable to driving up its market value and increasing the rental income if it’s an investment. So, which renovations should you consider when looking to generate a return on investment? Here’s some inspiration. The kitchen update The kitchen is often the focal point […]
Your home loan application checklist
Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about what kind of home loan may suit your needs. If […]
Home loan application process explained
Are you planning to purchase your first home or investment property? It’s an exciting time and nothing compares to the feeling of holding the keys to your very own property in your hand. If you’re new to buying property, here’s how the home loan application process works. Understand your borrowing power When it comes to […]
Escaping mortgage prison
Stuck in an expensive home loan and feeling trapped? You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a more competitive interest rate because they can’t meet strict serviceability rules. But there may be a way out. And we can help. What is […]
Home loan acronyms explained: LVR & DTI
If you are buying your first home, getting your head around home loan terminology can be tricky. Two acronyms you may come across are loan-to-value ratios (LVR) and debt-to-income ratios (DTI). Recently there have been important changes to DTI ratios that could affect your borrowing capacity. Here, we’ll run through what these terms mean and […]
Getting your home loan approved faster
Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined. If an application is not completed correctly, you risk delays in approval, or even being declined by potential lenders. There are, however, some things you can do to help the process move quicker. […]
Do you know your interest rate?
Interest rates are a big factor in each repayment and the total cost over the life of a loan, so staying on top of your current rate, as well as the interest trends across the market, is essential. By staying on top of interest rates, borrowers can make informed decisions about choosing a first-time home […]